{"id":10,"date":"2022-12-31T15:46:49","date_gmt":"2022-12-31T15:46:49","guid":{"rendered":"https:\/\/iba-sa.co.za\/\/?page_id=10"},"modified":"2023-01-20T07:09:57","modified_gmt":"2023-01-20T07:09:57","slug":"home","status":"publish","type":"page","link":"https:\/\/iba-sa.co.za\/","title":{"rendered":"Home"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull\" style=\"padding-top:3em;padding-right:3em;padding-bottom:3em;padding-left:3em;min-height:205px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\"><\/span><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"450\" class=\"wp-block-cover__image-background wp-image-183\" alt=\"\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Top-Banner-scaled.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Top-Banner-scaled.jpg 2560w, https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Top-Banner-300x53.jpg 300w, https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Top-Banner-1024x180.jpg 1024w, https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Top-Banner-768x135.jpg 768w, https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Top-Banner-1536x270.jpg 1536w, https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Top-Banner-2048x360.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"h1 wp-block-paragraph\">More revenue and less admin for your brokerage<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/#request-callback\">Find out how<\/a><\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Let\u2019s face it, business is challenging and it\u2019s getting more complicated because of:<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-group alignwide cols-4 flex has-primary-color has-text-color is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Competition.svg\" alt=\"\" class=\"wp-image-122\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Increased competition<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Admin-requirements.svg\" alt=\"\" class=\"wp-image-126\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Increased compliance burden<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Cost-and-Volume.svg\" alt=\"\" class=\"wp-image-144\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-primary-color has-text-color wp-block-paragraph\">Cost and volume of admin has increased<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_System-Costs.svg\" alt=\"\" class=\"wp-image-153\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-primary-color has-text-color wp-block-paragraph\">System costs add additional expenses<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Few-agencies.svg\" alt=\"\" class=\"wp-image-146\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-primary-color has-text-color wp-block-paragraph\">Few agencies with the correct Insurers &#8211; less competitive<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Qaulified-Staff.svg\" alt=\"\" class=\"wp-image-118\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-primary-color has-text-color wp-block-paragraph\">Qualified staff are hard to find<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Less-Client-Time.svg\" alt=\"\" class=\"wp-image-121\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-primary-color has-text-color wp-block-paragraph\">Which all leads to less time in front of clients<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Qaulified-Staff.svg\" alt=\"\" class=\"wp-image-118\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-primary-color has-text-color wp-block-paragraph\">No access to expertise and specialists when you need them<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">IBA is an independent intermediary offering services to significantly help brokers take the complexity out of the short-term administration process.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Most importantly, we can increase your existing revenue and add additional revenue streams not ordinarily available to your business.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">IBA has over 20 years of experience in short-term administration and has agencies will over 30 leading insurers in South Africa. We also have products that you can white label and market.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">By partnering with IBA, you can improve your overall customer experience, reduce your costs and allow you to focus on servicing and growing your client base.<\/p>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\" id=\"why-partner\">Why consider partnering with IBA?<\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-group alignwide cols-4 flex is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Account-Manager.svg\" alt=\"\" class=\"wp-image-127\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-primary-color has-text-color wp-block-paragraph\">Dedicated account manager to ensure the highest level of service<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Best-Quotes.svg\" alt=\"\" class=\"wp-image-125\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-primary-color has-text-color wp-block-paragraph\">Get the best quotes from leading insurers to show your clients<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Paperwork.svg\" alt=\"\" class=\"wp-image-119\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-primary-color has-text-color wp-block-paragraph\">We do all the administration which frees up your time<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Claim-Settlement.svg\" alt=\"\" class=\"wp-image-124\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-primary-color has-text-color wp-block-paragraph\">We settle claims on our binders &#8211; happier clients<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Online-Realtime.svg\" alt=\"\" class=\"wp-image-120\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-primary-color has-text-color wp-block-paragraph\">You have access to the system to view all policy and claims info<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Specialists.svg\" alt=\"\" class=\"wp-image-152\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-primary-color has-text-color wp-block-paragraph\">Access to specialists, Marine, Engineering, Corporate, litigation &#8211; grow your clients with knowledgeable service<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Client-Interaction.svg\" alt=\"\" class=\"wp-image-123\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center has-primary-color has-text-color wp-block-paragraph\">We never interact with your client<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-cover alignfull\" style=\"min-height:205px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\"><\/span><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"450\" class=\"wp-block-cover__image-background wp-image-182\" alt=\"\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Middle-Banner-scaled.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Middle-Banner-scaled.jpg 2560w, https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Middle-Banner-300x53.jpg 300w, https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Middle-Banner-1024x180.jpg 1024w, https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Middle-Banner-768x135.jpg 768w, https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Middle-Banner-1536x270.jpg 1536w, https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Middle-Banner-2048x360.jpg 2048w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\">\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center wp-block-paragraph\">We aim to develop long-term partnerships, creating a win-win synergy with customised solutions and providing your business with the services that you need the most.<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Contact us, and let\u2019s explore how we can help grow your brokerage<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\" id=\"our-services\">Our Services<\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">IBA was established to help short-term insurance brokers service their policyholders while growing their businesses. With over 20 years of experience, we are here to help you grow your business and revenue.<\/p>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns alignwide no-gaps is-layout-flex wp-container-core-columns-is-layout-71474d5b wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group rounded-left has-tertiary-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Industry-Relationships.svg\" alt=\"\" class=\"wp-image-147\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">We enjoy leading relationships with industry-leading insurers and will facilitate an introduction and business relationship between our brokers and insurer-partners<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group rounded-right has-background-color has-text-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"background-color:#2976b1\">\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Single-Point-of-Call-1.svg\" alt=\"\" class=\"wp-image-179\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">A single point of call for any queries on your clients. We are passionate about excellent service \u2013 it&#8217;s ingrained in everything we do. We treat each of our independent brokers as valued partners and make ourselves available to assist with your business&#8217;s needs.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:70px\" aria-hidden=\"true\" class=\"wp-block-spacer arrow-block\"><\/div>\n\n\n\n<div class=\"wp-block-columns alignwide no-gaps is-layout-flex wp-container-core-columns-is-layout-1e03038e wp-block-columns-is-layout-flex\" style=\"padding-right:80px;padding-left:80px\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group rounded-left has-tertiary-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Comms-Payment.svg\" alt=\"\" class=\"wp-image-143\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">We see ourselves as partners to our brokers, who are equally invested in their growth and prosperity. As such, the majority of our services attract zero cost to the broker<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group rounded-right has-background-color has-text-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"background-color:#2976b1\">\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Broker-Partners_1-1.svg\" alt=\"\" class=\"wp-image-194\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Single, timeous commission payment. This allows our broker-partners to effectively manage their cash flows knowing that they have received all that is due, and commission statements which we send out monthly<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:70px\" aria-hidden=\"true\" class=\"wp-block-spacer arrow-block points-up\"><\/div>\n\n\n\n<div class=\"wp-block-columns alignwide no-gaps is-layout-flex wp-container-core-columns-is-layout-71474d5b wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group rounded-left has-tertiary-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_FAIS.svg\" alt=\"\" class=\"wp-image-145\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">We have developed specific FAIS-related documents that help alleviate and comply with the Act&#8217;s regulations, a Record of Advice, a FAIS Passport per representative or KI, and Product and Supplier Disclosures for each of our product suppliers. They are all available to use as and when you need them. Many of these processes are automated.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group rounded-right has-background-color has-text-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"background-color:#2976b1\">\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Inernal-Compliance-Officer-2.svg\" alt=\"\" class=\"wp-image-191\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">We take care of all your compliance matters, and we have an internal compliance officer focused on your clients. We take care of the regulation and compliance framework and reporting.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:70px\" aria-hidden=\"true\" class=\"wp-block-spacer arrow-block\"><\/div>\n\n\n\n<div class=\"wp-block-columns alignwide no-gaps is-layout-flex wp-container-core-columns-is-layout-1e03038e wp-block-columns-is-layout-flex\" style=\"padding-right:80px;padding-left:80px\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group rounded-left has-tertiary-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Monthly-Dashboard-1.svg\" alt=\"\" class=\"wp-image-177\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">We can also produce financials \/management accounts<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group rounded-right has-background-color has-text-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"background-color:#2976b1\">\n<figure class=\"wp-block-image aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/uploads\/2023\/01\/IBA-Website_Monthly-Financials-1.svg\" alt=\"\" class=\"wp-image-178\"\/><\/figure>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Monthly dashboards provided providing you with key strategic Information, loss ratios, renewals, premiums received, budget vs actual, ratios and many more.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\" id=\"contact-us\">Contact us<\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-71474d5b wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"has-text-align-center wp-block-heading\">Cape Town<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d52974.36429580702!2d18.383191478697565!3d-33.91803062904908!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x1dcc6767a0880321%3A0x321dedf698b3cb4b!2sRBS%20(Risk%20Benefit%20Solutions)!5e0!3m2!1sen!2suk!4v1672657003235!5m2!1sen!2suk\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\" width=\"300\" height=\"300\"><\/iframe>\n\n\n\n<p class=\"has-text-align-center has-small-font-size wp-block-paragraph\" style=\"font-style:normal;font-weight:400\">1st Floor,<br>Soho on Strand,<br>128 Strand Street,<br>Cape Town,<br>8001<\/p>\n\n\n\n<p class=\"has-text-align-center has-small-font-size wp-block-paragraph\" style=\"font-style:normal;font-weight:400\">P.O. Box 449,<br>Cape Town,<br>8000<\/p>\n\n\n\n<p class=\"has-text-align-center has-small-font-size wp-block-paragraph\" style=\"font-style:normal;font-weight:400\">Tel: +27 (0)21 443 4400<br>ShareCall: 0861 888 727<br>Email: info@iba-sa.co.za<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"has-text-align-center wp-block-heading\">JOHANNESBURG<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d114575.94907941663!2d28.053071292724187!3d-26.180460369287918!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x1e951202c785186d%3A0x533c238d41bbad1e!2s18%20Nicol%20Rd%2C%20Bedfordview%2C%20Germiston%2C%202008%2C%20South%20Africa!5e0!3m2!1sen!2suk!4v1672657097311!5m2!1sen!2suk\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\" width=\"300\" height=\"300\"><\/iframe>\n\n\n\n<p class=\"has-text-align-center has-small-font-size wp-block-paragraph\" style=\"font-style:normal;font-weight:400\">18 Nicol Road Office Park,<br>Nicol Road,<br>Bedfordview,<br>2007<br>  &nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center has-small-font-size wp-block-paragraph\" style=\"font-style:normal;font-weight:400\">P.O. Box 75623,<br>Gardenview,<br>2047<\/p>\n\n\n\n<p class=\"has-text-align-center has-small-font-size wp-block-paragraph\" style=\"font-style:normal;font-weight:400\">Tel: +27 (0)86 000 1122<br>ShareCall: 0861 888 727<br>Email: info@iba-sa.co.za<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"has-text-align-center wp-block-heading\">Port Elizabeth<\/h3>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d105882.42721192825!2d25.55864371241733!3d-33.971315369656246!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x1e7ad3416b5f8257%3A0x78beee0d874cfd9c!2s19%20Oakworth%20Rd%2C%20South%20End%2C%20Gqeberha%2C%206001%2C%20South%20Africa!5e0!3m2!1sen!2suk!4v1672657174396!5m2!1sen!2suk\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\" width=\"300\" height=\"300\"><\/iframe>\n\n\n\n<p class=\"has-text-align-center has-small-font-size wp-block-paragraph\" style=\"font-style:normal;font-weight:400\">Harbour View,<br>19 Oakworth Road,<br>Humerail,<br>Port Elizabeth,<br>6001<\/p>\n\n\n\n<p class=\"has-text-align-center has-small-font-size wp-block-paragraph\" style=\"font-style:normal;font-weight:400\">Postnet Suite No. 178,<br>Private Bag X1313,<br>Humewood, 6013<\/p>\n\n\n\n<p class=\"has-text-align-center has-small-font-size wp-block-paragraph\" style=\"font-style:normal;font-weight:400\">Tel: +27 (0)41 585 9933<br>ShareCall: 0861 888 727<br>Email: info@iba-sa.co.za<\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"has-text-align-center wp-block-heading\" id=\"request-callback\">Request a callback<\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n<div class=\"wpforms-container wpforms-container-full\" id=\"wpforms-78\"><form id=\"wpforms-form-78\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"78\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/index.php\/wp-json\/wp\/v2\/pages\/10\" data-token=\"a4c0992d2c0f08334dd2b066e4a73ae9\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-field-container\"><div id=\"wpforms-78-field_0-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"0\"><label class=\"wpforms-field-label\" for=\"wpforms-78-field_0\">First name <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-78-field_0\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][0]\" placeholder=\"Name\" required><\/div><div id=\"wpforms-78-field_3-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"3\"><label class=\"wpforms-field-label\" for=\"wpforms-78-field_3\">Surname<\/label><input type=\"text\" id=\"wpforms-78-field_3\" class=\"wpforms-field-large\" name=\"wpforms[fields][3]\" placeholder=\"Surname\" ><\/div><div id=\"wpforms-78-field_4-container\" class=\"wpforms-field wpforms-field-text\" data-field-id=\"4\"><label class=\"wpforms-field-label\" for=\"wpforms-78-field_4\">Phone number<\/label><input type=\"text\" id=\"wpforms-78-field_4\" class=\"wpforms-field-large\" name=\"wpforms[fields][4]\" placeholder=\"Phone number\" ><\/div><div id=\"wpforms-78-field_1-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"1\"><label class=\"wpforms-field-label\" for=\"wpforms-78-field_1\">Email <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"email\" id=\"wpforms-78-field_1\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][1]\" placeholder=\"Email\" required><\/div><div id=\"wpforms-78-field_2-container\" class=\"wpforms-field wpforms-field-textarea\" data-field-id=\"2\"><label class=\"wpforms-field-label\" for=\"wpforms-78-field_2\">Message<\/label><textarea id=\"wpforms-78-field_2\" class=\"wpforms-field-medium\" name=\"wpforms[fields][2]\" placeholder=\"Message\" ><\/textarea><\/div><\/div><div class=\"wpforms-recaptcha-container wpforms-is-recaptcha\"><div class=\"g-recaptcha\" data-sitekey=\"6LeFgREkAAAAAHTcwTCl6LffzNwjXmgeDga2CYBu\"><\/div><input type=\"text\" name=\"g-recaptcha-hidden\" class=\"wpforms-recaptcha-hidden\" style=\"position:absolute!important;clip:rect(0,0,0,0)!important;height:1px!important;width:1px!important;border:0!important;overflow:hidden!important;padding:0!important;margin:0!important;\" required><\/div><div class=\"wpforms-submit-container\"><input type=\"hidden\" name=\"wpforms[id]\" value=\"78\"><input type=\"hidden\" name=\"wpforms[author]\" value=\"1\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-78\" class=\"wpforms-submit\" data-alt-text=\"Sending...\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/iba-sa.co.za\/wp-content\/plugins\/wpforms-lite\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container -->","protected":false},"excerpt":{"rendered":"<p>Let\u2019s face it, business is challenging and it\u2019s getting more complicated because of: Increased competition Increased compliance burden Cost and volume of admin has increased System costs add additional expenses Few agencies with the correct Insurers &#8211; less competitive Qualified staff are hard to find Which all leads to less time in front of clients [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/iba-sa.co.za\/index.php\/wp-json\/wp\/v2\/pages\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/iba-sa.co.za\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/iba-sa.co.za\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/iba-sa.co.za\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/iba-sa.co.za\/index.php\/wp-json\/wp\/v2\/comments?post=10"}],"version-history":[{"count":75,"href":"https:\/\/iba-sa.co.za\/index.php\/wp-json\/wp\/v2\/pages\/10\/revisions"}],"predecessor-version":[{"id":207,"href":"https:\/\/iba-sa.co.za\/index.php\/wp-json\/wp\/v2\/pages\/10\/revisions\/207"}],"wp:attachment":[{"href":"https:\/\/iba-sa.co.za\/index.php\/wp-json\/wp\/v2\/media?parent=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}